If you do not currently have a Christmas Club
    It is time to start one!

You may want to plan ahead and budget for next year's expenses and save for Christmas, your annual property tax bill, a vacation, fuel oil or maybe a down payment on a new car or home! You decide.

Our club accounts are available in the following denominations: $5, $10, $20, $30, $40 and $50.

You can choose a predetermined amount to deposit each week beginning in late September for a term of 50 weeks. Additional deposits may be made any time until maturity date. Interest is compounded continuously and paid after club maturity. However, clubs closed prior to maturity, or not completed, do not earn interest and any withdrawal will constitute a closeout of the club account.

For your convenience, did you know that you can even arrange for funds to transfer automatically from your NOW Checking or Savings Account to your Christmas Club each week? It's that easy! And with a great Club Rate you'll enjoy having the extra cash during the holiday season.