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What Expenses Qualify to be Paid with an HSA?

You can withdraw money from your HSA to pay for your qualified expenses (including your deductible, prescription drug expenses, co-pays and coinsurance payments). Or you can choose to pay out of pocket and save your HSA to help pay for future health-related expenses, COBRA premiums, long-term care insurance premiums or certain retiree health expenses. (Effective January 2013. Subject to IRS rules.)