Checking

Welcome to Your Local Banking Partner

Banking Made Simple and Secure

At Aroostook Savings & Loan, we understand that your checking account is the foundation of your financial life. That’s why we offer personal checking accounts that are designed to fit your lifestyle, with features that make managing your money simple, secure, and convenient. Whether you’re just starting out or looking for an account with added benefits, we have options tailored to your needs.

NOW Checking

  • Low Minimum Balance: Open your account with just $50 and maintain a low daily balance of $250 to avoid a $5 monthly service charge.
  • Earn Interest: Your balance earns interest that’s compounded continuously and posted monthly, so your money works harder for you.
  • Free Digital Banking: Enjoy 24/7 access to your accounts with our free online banking, mobile app, bill pay and mobile check deposit.
  • Free ATM Debit Mastercard®: Use your Aroostook Savings & Loan Debit Mastercard® for secure, convenient access to your funds wherever you go.

55+ Free Checking

  • No Fees: For our customers aged 55 and older, enjoy a checking account with no minimum balance and no monthly service fees.
  • Free Checks: Your first order of checks is on us, making it easy to get started with your new account.
  • Paper Statements at No Charge: Receive detailed monthly statements, including images of your paid checks, at no additional cost.

Why Choose Aroostook Savings & Loan?

  • Community Commitment: As the only mutual association in Aroostook County, every dollar you deposit is reinvested into our local community. We are dedicated to supporting our neighbors and helping our community thrive.
  • Personalized Service: Unlike larger banks, we take the time to understand your needs and offer personalized solutions that work for you.
  • Security You Can Trust: With our chip-enabled ATM Debit Mastercard® and advanced security features, your money is safe and secure.

How to Get Started

Opening a personal checking account with Aroostook Savings & Loan is easy! Visit one of our convenient branch locations in Presque Isle or Caribou to get started today. Our friendly staff is here to help you choose the account that best fits your needs. 

Personal and Business checking accounts are available. Our fees are minimal and a schedule of fees is furnished when the account is opened.

Important information about procedures for opening a new account: To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means to you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

* APY=Annual Percentage Yield. Interest is compounded continuously and posted monthly. Your interest rate and annual percentage yield may change. We may change the interest rate on your account weekly. No minimum balance is required to earn the stated APY. Requires maintaining a balance of $250 to avoid a $5 monthly service charge. Other general service fees apply. Fees may reduce earnings.